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Expat in Germany: Health Insurance in Germany

Saturday, August 14, 2010

Health Insurance in Germany

Yesterday we went to Immigration to obtain my residence permit for Germany so that I may attend language school. Health insurance in Germany is required to obtain a residence permit in Germany and I had purchased travel insurance before leaving Canada. Turns out that travel insurance is not considered valid health insurance and you will not receive a residence permit for Germany without it. Yikes, I had already purchased travel insurance for the next six months, which was not cheap. J.P. was rather pleased that this was the only hiccup we encountered and said this was great news. I wasn't as pleased.

Immigration gave us several names of companies providing health insurance in Germany that would be accepted for a residence permit in Germany. I ended up purchasing health insurance from Dr. Walter GmbH since the price was reasonable and you receive your proof of health insurance in Germany immediately.

This post is meant to serve as a heads up for anyone else who may also be trying to provide the appropriate documents for their residence permit in Germany including that of valid health insurance in Germany.

Step 1 Applying for a residence permit for Germany

Step 2 ensuring you have approved health insurance in Germany to obtain a residence permit for Germany (this post)

Step 3 Success in obtaining a residence permit for Germany (a week following this original post)

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At August 14, 2010 at 5:05 PM , Blogger shufuinjapan said...

That sounds terribly frustrating but to be expected when you have anything to do with the bureaucracy in Germany. I went to get registered at the town hall in Echterdingen(near Stuttgart airport) and threw them all into a tizz because they had never had a NZer register before so they didn't know what to do. They consulted a bazillion books and then decided I could be treated the same as most other nationalities and let me register!

Having private health insurance rocks though. You tend to get priority over the patients who are with the government system when reserving a consultation. I ended up in hospital and got all kinds of special treatment (like almost private room, nice afternoon tea, no need to wait to pay when leaving the hospital etc.) It is sad that this system exists that people who can afford private health insurance get preferential treatment, but in your case, as in mine, you have no choice. I know an awesome Dermatologist BTW, if you ever need one.

At August 17, 2010 at 10:31 AM , Blogger Expat in Germany said...

Oh no, I was so lucky I registered at the town hall in a matter of minutes. I guess it depends on which town hall you go to.

Great to hear about the private health insurance, I didn't realize there was such a difference. I was glad to have it though as I've used it already.

At August 19, 2010 at 10:45 AM , Blogger Frau Dietz said...

I'm still waiting for mine to come through. I get covered by my husband's insurance, I don't know why, but I thus have no idea about the ins and the outs of it... just had the one seriously embarrassing phonecall to deal with (link below) and nothing else!!


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